Easy steps for bank account Open Savings Account in AU Small Finance Bank
To open a savings account with AU Small Finance Bank, you can follow these steps:
- Offline method(Open Savings Account in AU Small Finance Bank):
- Visit any of the nearest AU Small Finance Bank branches with your KYC documents.
- Fill out the account opening form and submit it with the required documents.
- Once the documents are verified, your savings account will be opened.
- Online method(Open Savings Account in AU Small Finance Bank):
- Visit the official website of AU Small Finance Bank.
- Click on the ‘Apply Now’ button and select the ‘Savings Account’ option.
- Fill out the online application form with the required information.
- Upload scanned copies of your KYC documents.
- Once the documents are verified, your savings account will be opened.
In both methods, you will need to provide your KYC documents, such as Aadhaar card, PAN card, passport, driving license, or Voter ID. The bank may also ask for additional documents if required.
AU Digital Savings Account
AU Digital is a zero balance savings account and is completely digital. This is the most basic of the digital accounts. It has a few complementary features as well which are unique for a zero balance account.
- Average Monthly Balance to Maintain: Zero
- Interest Rate: 3.50% to 7%.
- ATM Cash Withdrawal: Unlimited debit card transactions at AU Bank’s ATMs and other bank ATMs.
- Debit Card Type: Rupay Platinum Debit Card.
- NEFT/RTGS: Free if done through net banking or video call.
- IMPS: Free if done through net banking or video call.
- Cheque Leaves Per Year: 25 leaves free of charge.
- Cash Transactions: Free up to INR 1 lakh per month cash deposit at any branch, above INR 1 lakh is INR 4/1000.
- Cash Withdrawal : Free cash withdrawal at all branches
| Amount (INR) | Interest % |
|---|---|
| Below 1 lakh | 3.5 |
| From 1 lakh to less than 10 lakh | 5 |
| From 10 lakh to less than 25 lakh | 6 |
| From 25 lakh to less than 1 crore | 7 |
| From 1 crore to less than 10 crore | 6 |
